
Funding
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Real estate acquisition via amm token structure
$15M
Property Portfolio - REITF Coin Offering on XRP Ledger

( Real Estate Investment Trust Funding )
Token Offering Summary
10,000,000 REITF
Total Token Supply

$1.50 per REITF
Token Price

$15,000,000
Total Capital Raise

$629,000
Initial Property Purchase

138 & 146 W Main Street
Property Address

Watertown, NY 13601
Location

11-Unit Multifamily
Property Type

December 3, 2025
Closing Date

XRP Ledger (XRPL)
Blockchain Network

No Minimum
Minimum Purchase

DEX Trading 24/7
Liquidity

Open to All
Investor Eligibility

Investment
Opportunity
REITF.COM is utilizing an Automated Market Maker (AMM) structure on the XRP Ledger to raise $15,000,000 for the acquisition and operation of institutional-grade multifamily real estate in Central New York. Participants contribute capital to the AMM, which deploys funds to purchase income-producing properties. In return, participants receive REITF coins representing proportional beneficial ownership in the real estate portfolio.

How It Works:
01.
REITF AMM on XRP
Participants deposit capital into REITF AMM on XRP Ledger
02.
AMM Aggregates
AMM aggregates capital and acquires multifamily properties in Central New York
03.
REITF Coins
Participants receive REITF coins representing their proportional share of the portfolio
04.
Net Operating Income (NOI)
Properties generate Net Operating Income (NOI) supporting portfolio value
05.
REITF coins tradable 24/7
REITF coins tradable 24/7 on XRPL decentralized exchanges
06.
Systematic buyback program
Systematic buyback program creates sustained demand for REITF coins
Key Distinction:
This is NOT a speculative token investment. REITF coins are backed by tangible real estate assets generating rental income. The AMM structure simply provides a modern, blockchain-based mechanism for pooling capital, acquiring properties, and enabling liquidity through tokenization.

Token Structure & Liquidity

Total Supply:
10,000,000 REITF coins (fixed supply, no additional minting)

Network:
XRP Ledger (XRPL) - Fast settlement (3-5 seconds), low transaction costs

Initial Price:
$1.50 per REITF coin

Minimum Purchase:
None - accessible to all participants regardless of investment size

Liquidity:
REITF coins tradable on XRPL decentralized exchanges immediately upon issuance, providing 24/7 liquidity unavailable in traditional private real estate funds

Investor Eligibility:
Open to all participants worldwide (subject to local regulations)
Watertown, NY Property
The initial deployment of capital will fund the acquisition of a premier multifamily asset located at 138 & 146 W Main Street, Watertown, NY 13601. This property comprises two buildings totaling 11 residential units with a purchase price of $629,000 and a scheduled closing date of December 3, 2025.
Purchase Price
$629,000
Address
138 & 146 W Main Street, Watertown, NY
Units
11 Residential Units (2 Buildings)
Closing Date
December 3, 2025
Price Per Unit
$57,182
Property Detail
Value
Strategic Market Position
Central New York is experiencing unprecedented economic expansion driven by two transformative catalysts:





Micron Technology Investment:
A historic $100 billion semiconductor manufacturing facility investment creating 50,000+ direct and indirect jobs over the next decade
Fort Drum Expansion:
Continued military base expansion driving sustained housing demand in the Watertown region
Infrastructure Development:
Massive public and private capital flowing into transportation, utilities, and commercial development

Innovative Capital Structure
REITF.COM employs a groundbreaking capital deployment strategy utilizing Automated Market Maker (AMM) protocols integrated with Providence Arc Trust structures. This proprietary methodology enables:
Target Returns & Investment Thesis

Real Estate Exposure:
Backed by income-producing multifamily properties in high-growth Central NY market

Token Appreciation:
REITF coin value increases as property portfolio grows and NOI expands

Buyback Pressure:
Systematic REITF coin buybacks from LP rewards create sustained demand

24/7 Liquidity:
Exit position anytime via DEX trading (unlike 7-10 year lockups in traditional RE funds)

No Minimum Investment:
Accessible to all participants, not limited to wealthy accredited investors

Veteran Impact:
Supporting veteran pathways to property ownership through Providence Arc Trust
Value Proposition
80/70 Cash Flow Structure
Property Net Operating Income (NOI) is allocated strategically to ensure debt service coverage while building operational reserves:
70% of NOI → Principal & Interest (P&I):
Debt service on acquisition financing, ensuring conservative leverage
10% of NOI → Operations:
Property management, maintenance, insurance, and ongoing operational needs
20% of NOI → Emergency Reserves:
Set aside for unexpected repairs, vacancy buffers, or market downturns
Dual-Source Buyback Program
REITF.COM implements a systematic buyback program creating sustained demand for REITF coins through two distinct mechanisms:
Buyback Source 1
PROPY Liquidity Provider Rewards
$50,000 PROPY tokens deposited on Aave protocol
Earns continuous liquidity provider (LP) rewards
100% of LP rewards directed to REITF coin purchases on DEX
Frequency: Ongoing (daily/weekly as LP rewards accumulate)
Buyback Source 2
Emergency Reserve Allocation
20% of property NOI flows to Emergency Reserves annually
45% of Emergency Reserves allocated to REITF buybacks
55% of Emergency Reserves retained for actual emergencies
Frequency: Annual buyback executed December 31 each year
Transparency: Buyback amounts publicly disclosed in annual reports
Example Annual Buyback Calculation:
Metric
Amount
Annual NOI (example property)
$1,000,000
Emergency Reserves (20% of NOI)
$200,000
Buyback Allocation (45% of reserves)
$90,000
Retained Emergency Fund (55%)
$110,000
Buyback Impact:
The combination of continuous PROPY LP buybacks plus annual December 31 reserve buybacks creates predictable, sustained demand for REITF coins. Market participants can anticipate annual year-end buying pressure, while PROPY rewards provide ongoing baseline demand. This dual-source structure supports long-term token appreciation independent of speculative trading.
No Direct Distributions to Token Holders:
REITF does not make quarterly or annual cash distributions. Instead, value accrues through:

Property Appreciation:
Real estate values increase over time, backing REITF coin value

Portfolio Expansion:
Capital deployed to acquire additional properties, increasing asset base per coin

Systematic Buybacks:
Dual-source buyback program creates sustained buying pressure

Market Pricing:
DEX market determines REITF price based on underlying asset value and supply/ demand
Exit Strategy:
The combination of continuous PROPY LP buybacks plus annual December 31 reserve buybacks creates predictable, sustained demand for REITF coins. Market participants can anticipate annual year-end buying pressure, while PROPY Token holders realize gains by selling REITF coins on decentralized exchanges whenever they choose, rather than waiting for fund liquidation events typical of traditional private equity real estate. provide ongoing baseline demand. This dual-source structure supports long-term token appreciation independent of speculative trading.
TOTAL
$15,000,000
100%
Management Excellence
The offering is managed by Timothy Mulkey, a U.S. Army veteran (medically retired 2005) and founder/CEO of Reintegration Centers of America, a government-backed veteran housing initiative. With approximately $3.5 million in real estate transactions facilitated and deep expertise in veteran housing programs, the management team brings institutional-grade execution capabilities to value-add multifamily investments.
Use of Proceeds
Metric
Amount
Percentage
Property Acquisition (Initial)
$629,000
4.2%
Emergency Reserves (20% of NOI)
$75,000
0.5%
Buyback Allocation (45% of reserves)
$150,000
1.0%
Retained Emergency Fund (55%)
$250,000
1.7%
Additional Property Acquisitions
$12,500,000
83.3%
Legal, Administrative & Offering Costs
$1,396,000
9.3%
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IMPORTANT NOTICE:
This token offering involves significant risk and is suitable for participants who can bear the economic risk of losing their entire investment. REITF coins have not been registered under the Securities Act of 1933 and may be considered securities in certain jurisdictions. Token holders should consult legal and tax advisors regarding their specific circumstances. Cryptocurrency regulations vary by jurisdiction and are subject to change.

