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The Math!
Home -The Math!
Traditional First Position
Annual Return
$37,740/year on $629K
6%
Collateral Coverage
Property Value Only
100%
OLD WAY
New System
REITF BNPL 1st Position
Annual Return
$83,880-$104,850/year on $699K
12-15%
2-2.5X HIGHER RETURNS
🤖 Automated payment protection
AMM Pool Safety Net:
If renters don't pay rent, AMM fees automatically cover shortage payments. All fees from 3 AMM pools are dedicated towards P&I indefinitely.
Smart Contract Recourse:
Rent payments go straight to lender - coded into smart contracts. NO human collections needed.
⚡Accelerated payoff system
80/70 Rule:
All veteran packages trap 80% of profits - 70% applied towards P&I, 30% for reserves.
Growing AMM Fees:
Network fees self-replenish and are levied against P&I, including all BNPL fees.
REITF/XRP Deployed:
1 of 3 AMMs live now - gains from XRPL exposure PLUS debt service.
🛡️ Collateral Structure: IN ADDITION TO Conventional
Base Conventional Collateral
11 Units in 2 Buildings @ 138-146 W Main Street, Watertown NY
$699,000
ADDITIONAL Collateral Layers:
● REITF/XRP AMM (LIVE)
$157,250
● REITF/XRP AMM (LIVE)
$157,250
● REITF/XRP AMM (LIVE)
$157,250
● BNPL Revenue Stream
$75,480+
● Cross-Collateralization
$46,000
$593,230
Additional Collateral Subtotal
Total Collateral Value
$1,292,230
185% of your $699K investment
Cross-Collateralization Details
$745,000
Appraised value with cross-collateralization:

BNPL ACQUISITION SYSTEM
BNPL notes are separate from initial income - these are acquisition and repair notes, all backed by real estate.
Starting at 12.5% | Defaulting at 18.9%
Every BNPL creates new property acquisitions for the network.
The Choice Is Yours
We built the system. You fund it. You reap the rewards.
Which Path Will You Choose?
Two Ways to Fund This Deal - Only One Makes Sense
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